Last updated: March 30, 2022

PLEASE READ OUR PRIVACY POLICY, TERMS AND CONDITIONS, AND DISCLAIMERS BELOW CAREFULLY BEFORE USING THIS WEBSITE. If you do not want to agree to the privacy policy, you may not access or use this website.

Who we are (“website” ) is owned and operated by Dee (“us,” “we” or “our”). The website hereinafter referred to as the “Service”.

By visiting, signing up to receive the free materials, and sharing your email address to become our newsletter subscribers, you are consenting to our terms and conditions below.

If you do not agree to the terms below, you may not access this website or download the free material available for you.

These terms and conditions are for-

  • the website ( the “Service”)- and all the content, products, and services available on the website
  • us, we, our- the author and owner of conscious debt-free life blog
  • your content- anything you post on this website e.g comments
  • our content- everything we post or publish on this website owned by us ( including text, sound, graphics, or other materials)

Intellectual Property

This website contains intellectual property owned by, including trademarks, copyrights, and other intellectual property that cannot be reposted or republished by anyone without written consent from the owner of this website. The Service and its original content, features, and functionality are and will remain the exclusive property of the author of this Service and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the owner and author of this website.

You can, however, share links to our articles- which is highly appreciated. If you would like to share our content, please use no more than a single paragraph and/ or one image and provide a link back to the original page on this website. You are also welcome to print the downloadable content for your personal use. Other than that, no part of any content published on the website is authorized to be reproduced, stored, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise without prior written permission of the owner of the website. Requests to the owner and author for permission should be addressed to the following email:

If you believe that any content on this website infringes on your intellectual property, please email immediately.
Links To Other Web Sites

In order to provide our readers with a more in-depth understanding of the related blog post topic, we will include certain relevant external links on this website that may take you to external websites. These links are also for informational purposes only and not for any endorsement by this website. Due to the dynamic nature of the internet, certain links and website information contained in this website may have changed, since the time we posted these links here. These external website links are not provided or maintained by or in any way affiliated with

These external linked websites are not under the control of our website in any way. Therefore, our website makes no representations of the accuracy, relevance, timeliness, or completeness of any information on these external websites.

If you click on these hyperlinks, you should refer to their separate terms of use, privacy policies, and other notices posted on linked websites before you use them. Some of those links contain trackable cookies, which means that the website owner will know that their website has shown up in your website browser more than once. And they may know that you visited this website before you visited their website.

You acknowledge and agree that this website does not author, edit, or monitor these linked websites, and is not responsible or liable for:

  • the availability of or content provided on such linked websites, nor does the inclusion of any links imply endorsement of the linked website by this website, or vice versa
  • third-party content, advertising, product(s)or resource(s) available from such websites.
  • any loss or damage whatsoever you may incur from dealing with any linked websites; or
  • your dealings with any third parties found on or through this website, the payment for and delivery of goods and/or services if any, or any terms, conditions, warranties, or representations associated with such dealings.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

You acknowledge and agree that you bear all risks associated with the use of such linked websites, third-party services and/or products, and your correspondence or business dealings with third parties found on or through this website.

This website is also not responsible or liable in any way for the accuracy, relevance, copyright compliance, or legality of the material contained in any website linked from

We may terminate or suspend your access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.


You agree to defend, indemnify, and harmless the owner of this website (Service) and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the all information, articles, ebooks, and references on this website or Service, or b) a breach of these Terms.

Limitation Of Liability

In no event shall the owner of this Service (website), nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.


Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

The owner of this Service (website), its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components, or d) the results of using the Service will meet your requirements. Please read all our Disclaimers here, before reading the contents of this Service.


Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

Governing Law

These Terms shall be governed and construed in accordance with the laws of New York, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

Copyright Warning: No part of the information and material contained on this page may be reproduced in any way.
Contact Us

If you have any questions or concerns, please contact us at