Last updated: March 30, 2022

PLEASE READ OUR PRIVACY POLICY, TERMS AND CONDITIONS, AND DISCLAIMERS BELOW CAREFULLY BEFORE USING THIS WEBSITE. If you do not want to agree to the privacy policy, you may not access or use this website.

Acceptance of our Terms

By accessing or using the contents of this website or otherwise using any of the services, products or information created, collected, compiled, or submitted to (“website” ) in any way, you agree to and are bound by the terms, conditions, policies, notices, and disclaimers contained on this page ( these “Terms”).

General Disclaimer

The information contained on the website is for general information purposes only. The author and owner of the website are not certified, financial planners, or advisors. is a personal blog. The entire content of this website including but not limited to written posts or downloadable materials such as ebooks, templates, printables, are the author’s personal opinions and are published for information, general education, and entertainment purposes only and may not reflect changes in federal or state laws at the time you are reading the content.

The content published on this website must not be construed as any sort of legal or medical or interpersonal relationship advice. The information on this website is not intended to replace a one-on-one relationship with a qualified health care professional and financial advisor. It is fully the reader’s choice whether or not to take advantage of the information presented on this website. We encourage you to make your own decisions based on your research and in partnership with a qualified financial professional.

All decisions readers and/or subscribers want to take should be made through their careful research and consideration. As always when it comes to implementing any ideas and/or advice mentioned here, please consult a professional where appropriate.

Therefore, all readers should do their own due diligence to understand the risks, costs, mechanics, and consequences of implementing some or all of our suggestions.

No Guarantee

There is no promise or representation that you will save, make or lose a certain amount of time and/or money, as a result of using our suggestions. As with life and any family, your results will vary and will be based entirely on your personal abilities, experience, knowledge, capability, level of desire and persistence, and an infinite number of other variables that are simply beyond our control, including the ones that we or you have not anticipated yet. In other words, there are no guarantees concerning the level of success you may experience, especially in the world where technology and as a result, our lives are advancing and changing so quickly.
Limitations of Liability

The author and owner of the blog assume no responsibility for errors or omissions in the contents of this website.

In no event shall the author and owner of blog be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or another sort, arising out of or in connection with the use of the website or the contents of the website. The owner of reserves the right to make additions, deletions, or modifications to the contents on the website at any time without prior notice. shall not be liable for any of your success or loss of profit, injury, or any other personal or commercial damage of any kind, including but not limited to special, incidental, consequential, or other damages whatsoever if caused by the use of the information published or downloaded from this website and do not assume any liability for any actions taken in reliance thereon. does not warrant that the website is free of viruses or other harmful components. Always update your own anti-virus application and security settings.

Affiliate Disclaimer

This affiliate disclosure details the affiliate relationships of with other companies and products or services.

The price of the item is the same whether it is an affiliate link or not. Regardless, we only recommend products or services we believe will add value to our readers. We will always clearly mention at the top of every article, blog post and page if there are affiliate links on that page. Some of the links are “affiliate links”, a link with a special tracking code. This means if you click on an affiliate link and purchase the item, we will receive an affiliate commission which is a percentage of the sale, at no extra cost to you. Our intention is to help you choose the product or service that gives value. But we are not responsible for your satisfaction with the affiliate product.

If the link is not called out as an affiliate link, it’s not. It means that we will never get any commission if you decide to follow our non-affiliate links.

By using the affiliate links, you are helping support the website, and we genuinely appreciate your support.

Affiliate advertising programs that the website uses are:

  • Amazon Services LLC Associates Program-Amazon Services LLC Associates Program. is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or,,, or
  • Pages on this website may include affiliate links to Amazon and its affiliate sites on which the owner of this will make a referral commission.
  • ShareASale
  • ClickBank
  • CjAffiliates

Reviews Disclaimer

This website reviews products, services, ebooks, books, and courses from time to time. These reviews represent our own honest experiences. These reviews are our personal opinions. Reviews are not paid or sponsored unless stated otherwise for a particular service or product provider. Affiliate and sponsored articles will clearly state that they are sponsored at the top or start of the article to remain fair. All onions are of the author alone. What worked for the author may not work for the readers. You agree to this disclaimer if you want to continue on this website.

External links disclaimer

We are committed to ensuring that our website contains content that is valuable and useful to our readers and visitors. In order to provide our readers with a more in-depth understanding of the related blog post topic, we will include certain relevant external links on this website that may take you to external websites. These links are also for informational purposes only and not for any endorsement by this website. Due to the dynamic nature of the internet, certain links and website information contained in this website may have changed, since the time we posted these links here. These external website links are not provided or maintained by or in any way affiliated with

These external linked websites are not under the control of our website in any way. Therefore, our website makes no representations of the accuracy, relevance, timeliness, or completeness of any information on these external websites.

If you click on these hyperlinks, you should refer to their separate terms of use, privacy policies, and other notices posted on linked websites before you use them. Some of those links contain trackable cookies, which means that the website owner will know that their website has shown up in your website browser more than once. And they may know that you visited this website before you visited their website.

You acknowledge and agree that this website does not author, edit, or monitor these linked websites, and is not responsible or liable for:

  • the availability of or content provided on such linked websites, nor does the inclusion of any links imply endorsement of the linked website by this website, or vice versa
  • third-party content, advertising, product(s), or resource(s) available from such websites.
  • any loss or damage whatsoever you may incur from dealing with any linked websites; or
  • your dealings with any third parties found on or through this website, the payment for and delivery of goods and/or services if any, or any terms, conditions, warranties, or representations associated with such dealings.

Embedded content from other websites

Articles, pages, and blog posts on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

You acknowledge and agree that you bear all risks associated with the use of such linked websites, third-party services and/or products, and your correspondence or business dealings with third parties found on or through this website.

This website is also not responsible or liable in any way for the accuracy, relevance, copyright compliance, or legality of the material contained in any website linked from

Earnings Disclaimer

The information contained in suggests legal ways to earn an income from online businesses or websites. This income is suggested as an estimate of what you can potentially save or earn from using the information provided on this website, via advertisers and sponsors. The income is not guaranteed to anyone. The reader of this website must gain requisite skills, knowledge and put their own efforts to make these money-making strategies, techniques, and tips work for themselves. These efforts to earn active and passive income take massive efforts on the part of the individual. We do not claim and recommend any get-rich-quick money strategies on this website. The results vary for every individual.

As with every business, there are some unknown risks and we cannot foresee which risks could reduce your results. We are not responsible and liable for your actions, successes, failures as a result of using the information provided regarding saving and income.

As with any business, past success does not guarantee future success and/or results. This website and its author DO NOT make any claims regarding income strategies. By visiting this website and reading our content, you agree to accept this disclaimer.

Testimonial Disclaimer

There are different testimonials mentioned on this website, some are written by our readers and customers on different platforms, some are video or an audio transcription. The testimonials mentioned on this website are a reflection of people’s individual experiences with our products. They do not apply to every customer who purchases our products or uses our recommended products or services or websites. All testimonials are authentic and published after the written consent of the person giving the testimonial. They are for featuring the benefits of our products or services. The results may vary for each individual and there is no guarantee of specific/ similar results in other people.


By using this website, you acknowledge and agree that the exclusion and limitation of liability set out in this website disclaimer are reasonable. If you do not agree that they are reasonable, you MUST NOT USE this website.

Unenforceable Provisions

If any provision of this website disclaimer is or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Notice of change-

The contents of this page may change over time. We reserve the right to change, alter and update the content as necessary.

Copyright Warning: No part of the information and material contained on this page may be reproduced in any way.

If you have any questions or concerns, please contact us at

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

The owner of this Service (website), its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components, or d) the results of using the Service will meet your requirements. Please read all our Disclaimers here, before reading the contents of this Service.


Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

Governing Law

These Terms shall be governed and construed in accordance with the laws of New York, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

Copyright Warning: No part of the information and material contained on this page may be reproduced in any way.
Contact Us

If you have any questions or concerns, please contact us at